***Do you know about - Eifs - How artificial Stucco Can Cause Huge Damage to Homes across America
If you have Eifs on the face of your home, you likely have principal water damage all over your home and may not know anyone about it.
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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from We Buy Junk Cars Atlanta.The acronym "Eifs" stands for "Exterior Insulation and finish Systems." Most people call it "stucco," although it's not true stucco. It's artificial stucco. In this article, the terms Eifs, stucco and artificial stucco will all be interchangeable.
There was an narrative in the Atlanta Journal Constitution on November 4, 2008 about Post Properties, headquartered in Atlanta. Post owns apartment complexes all across the Usa. Post will spend to million dollars repairing over 11,000 apartments that have water damage due to improperly installed Eifs.
"This is a building recipe that was prevalent in the 90s. We don't use it anymore," David Stockert, Post's Ceo and president, told analysts Tuesday. Stockert also said that very puny of the damage will be covered by insurance.
million is just a drop in the bucket compared to the damages to singular family homes across America that are covered with artificial stucco.
Over the last twenty years, Millions of singular family homes were built using stucco as the face finish. Stucco looks great, is easy to install, has great energy-saving features and can be made to look like stone and other masonry finishes.
However, in my own caress as a claims adjuster, I've seen very puny residential stucco that has been installed properly. Nearly every Eifs-clad house I've ever inspected had water, mold and termite damage behind the stucco. Sometimes the damage is so unabridged that the houses have to be condemned and torn down.
I spent lots of time handling claims for building defect liability that complicated stucco. I don't know of any singular building material that has been responsible for more manufacturer bankruptcies in America than stucco. And, as the stucco goods ages, more and more home damages are being discovered.
I remember considering a huge, three story wood framed, stucco face home in a golf course community in Athens, Georgia a few years ago. The owners discovered the damage when the wife walked over to a dining room bay window and her foot fell through the wood floor.
There was water damage on all four sides of the house, and nearby every door and window opening. Worse, the water behind the walls made the exquisite breeding ground for termites that had been eating the house for a long time. The evaluation I wrote was for 9,000, and the home was valued at about 0,000. The house was demolished and rebuilt on the foundations. The builder's liability guarnatee paid the claim. The new house Did Not have a stucco exterior.
Eifs manufacturers issue shop drawings that builders are supposed to use when installing Eifs. They specify that flashing must be used nearby Any door or window opening. "Flashing" are formed metal pieces that keep the water from getting behind the stucco. But in millions of homes, the manufacturer naturally butts the stucco up against the face of the window or door, smears on the stucco finish, and seals the joint with caulking. It saves installation time and the cost of the flashing.
It doesn't take too many months for face caulking to crack and separate. Once that happens, water gets behind the stucco every time it rains.
So, when water gets behind Eifs, it gets trapped. Lots of homes have a layer of "housewrap," or plastic sheeting as a vapor fence under the stucco. But vapor barriers that keep moisture out also keep moisture in. When water gets trapped behind the Eifs, it creates the exquisite habitat for termites...food and water. They'll stay until the food and water run out.
Termites can destroy a home unprotected by pesticides. However, termites can also damage or destroy a protected home. Termites only need Three Things To Thrive:
1. Access...a way to get in.
2. Moisture to drink.
3. Food...which in an average house is wood. Walls, floors, plywood, trim, windows, doors...all wood products are on the termites' menu.
The other big question for stucco is that builders ran the goods down the side of the face wall and then landscaped up to it. Stucco that comes into caress with the ground makes it super easy for termites to invade without detection.
Why am I telling you this about your stucco-covered home? Because your damage will likely Not be covered by your homeowners guarnatee policy. Wet Rot is excluded in your homeowners policy. The proper Ho-3 course also has exclusions for damage caused by insects. The course also excludes damage caused by mold and mildew, commonly found where the water damage is.
I urge you to have a home inspector or undertaker of a package deal scrutinize your home. Look carefully at the face trim nearby your doors and windows. If you cannot actually see a metal flashing in the middle of the stucco and the door or window trim, your stucco was improperly installed by the builder. The chances are fabulous that you have interior water damage all over your home.
The final insult is that you likely can't sell your home without development the repairs first.
If you find damage, and your guarnatee company denies coverage for your damages, you'll have to advise the manufacturer who built your home that you're development a claim against his Liability guarnatee policy. I advise that you consult an attorney as you begin the process.
Eifs, improperly installed on Any building, causes nothing but nightmares and financial ruin. Don't be a victim...find out your possession and fight hard!
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